Text messaging
How we handle your mobile number and your consent to be texted.
Effective August 23, 2026
Team Yumee is a team of licensed mortgage loan officers with CMG Home Loans (Branch NMLS# 2477056, Corporate NMLS# 1820), located at 10900 N.E. 4th Street, Suite 2200, Bellevue, WA 98004. This policy covers the text messages we send about your mortgage loan. It is separate from any privacy policy provided to you by CMG Home Loans for its own products and services.
For text messaging we collect only your mobile phone number, your name, a record that you consented to be contacted by text, and the date that consent was given. We also retain the messages exchanged with you as part of your loan file.
We collect consent verbally, one to one. When you ask us to send you a link to a mortgage loan application, or ask us to follow up with you, your loan officer tells you what messages you will receive, that message frequency varies, that message and data rates may apply, that you can reply STOP to opt out or HELP for help, and points you to these terms and this privacy policy at teamyumee.com/legal. You are then asked to confirm that you agree to them and consent to receive the messages.
If you say yes, we record that consent against your contact record, along with the date, the phone number, the person who obtained it, and confirmation that these documents were disclosed and accepted. We do not buy, rent, or otherwise obtain phone numbers from third parties, and we do not text people who have not asked us for information about a mortgage.
We use it to send you messages about your own loan: your application link, application status, requests for documents, and pre-approval updates. Message frequency varies with the activity on your loan, and is typically one to ten messages per month. We do not use text messaging to advertise unrelated products or services.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties. We use a messaging service provider solely to deliver messages to you on our behalf, and we share your loan information with CMG Home Loans and the service providers necessary to process, underwrite, and close your loan. Those are service relationships, not marketing ones.
Reply STOP to any message to stop receiving texts from us. You will receive one confirmation, and no further messages. Reply HELP for help, or contact us using the details below. Opting out of text messages does not affect your loan application; we will simply reach you by phone or email instead.
Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.
We retain your consent record and message history for as long as required for mortgage recordkeeping, and delete or archive it after that period in line with applicable lending regulations.
See also our text messaging terms and conditions.
Team Yumee at CMG Home Loans · Branch NMLS# 2477056 · Corporate NMLS# 1820 · Equal Housing Opportunity · 10900 N.E. 4th Street, Suite 2200, Bellevue, WA 98004
Text messaging terms & conditions · Text messaging privacy policy · How we collect text messaging consent
CMG Mortgage, Inc. dba CMG Home Loans, NMLS ID# 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com), Equal Housing Opportunity. Licensed by the Washington Department of Financial Institutions under the Consumer Loan Act No. CL-1820. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing